Student Finance

Study Your Course And Pay Your Fees In Instalments, Interest Free!

As well as accepting the following methods of payment:

  • Credit or Debit Card
  • Bank Transfer
  • Paypal
  • Western Union

Online Business School also offers interest free student loans to UK students:

An Interest Free Student Loan is a loan that can be applied for if you wish to study with the Online Business School. The loan is interest free, which means that you will only pay the fee listed on our website, you will not pay any interest on the loan. You pay 10% deposit on enrolment and settle the balance over a time frame that you choose. The Interest Free Student Loan is only available to UK residents.

Who is eligible for the student loan?

To be eligible for the student loan you must:

  • Be over 18 years of age.
  • Be a UK resident with at least 3 years continual address history.
  • Be in full time employment, unless retired or a house person with a spouse in full time employment.
  • Have a UK bank account capable of accepting direct debits
  • A minimum deposit of 10% is required and is payable upon enrolment
  • Loan is provided subject to status

Can I Get A Loan for any OBS Course?

Interest Free Student Loans can be used to fund any Online Business School course with Fees above £750. Student Loans cannot be used in conjunction with any Course under this value. We apologise for any inconvenience that this may cause.

How does Interest Free Loan work?

With Pay4Later Interest Free Student Loan you can enrol on any Course that meet the Interest Free Loan criteria. While completing the enrolment process you will have to pay a minimum 10% deposit by any accepted payment method, you will then be taken to a secure site to complete the Pay4Later Interest Free Student Loan agreement and you will be told if you are successful at that stage.

How do I know if my application was successful?

Once completed a decision is returned in about 15-20 seconds

If your application is declined and you feel unhappy about the decision, you can write to Pay4Later and request further details about your application at:

Customer Services, Pay4Later, 133 Houndsditch, London, EC3A 7BX

Please clearly state the reason that you are writing and provide your name, address and postcode.

How are my payments made?

Typically your first payment is made 30 days after your agreement is processed and this will be paid by Direct Debit from your bank to Pay4Later, all subsequent payments will be monthly thereafter in line with the length of time you took your Interest Free Student Loan for.

What lengths of repayment are available?

  • 12 Months
  • 24 Months

Can I pay off my loan early?

You can settle your loan agreement at any time. Simply contact Pay4later and they will calculate and send you your settlement figure. Your settlement figure and date are calculated in line with the Consumer Loan Act.

If you decide to cancel the agreement, the full purchase amount less Deposit is payable to Pay 4 Later – this is detailed on your agreement.

About Pay4Later

Consumer loan service provided by Pay4Later in association with Moneyway. Pay4Later is licensed by The Office of Fair Trading (Consumer Loan Licence: 0616240).